He paid his sister's debt. The Concord kept the receipt.

Danny Pyle walked out of the Sump alive — but the lowest-licensed Porter on the boards came up owing a Lien that grows faster than he can pay it, and the company that owns it doesn't want money. It wants him.

When Danny's sister reads the truth out of the Concord's own records — that forty-one families were never collected, they were manufactured, and that the people the company forecloses on don't die, they're filed — Danny learns where the real ledger is kept. Not in a Rift. Under the Concord's own headquarters, on the master records-floor the whole system is built to protect.

To reach it, he'll have to descend off every book there is, into a place where carrying isn't a skill anymore. It's a slow conversion. And every weight he refuses to set down — every soul he won't leave foreclosed — costs him a piece of himself he can never get back.

The Concord has never lost on its own ground. It has never met a Porter who read the math, all the way down, and chose the people anyway.

Liability is Book Two of Sublevel Zero, a support-class LitRPG progression fantasy about debt, the people we refuse to put down, and the cost of carrying them home.